HTMLArea, a WYSIWYG editor is integrated into the form builder's 'richtext' widget in stock OpenACS 5.1.
At this point, however, it requires that you edit a parameter on acs-templating to make it use that widget by default.
The reason is that it only works with IE and Mozilla.
I wanted to look at the User-Agent header and be smart about it. When you try using Safari, it'll show an annoying alert box, for example.
Really, to make it useful, we do need to check the user agent.
Hm. Will look into that.