Yes I think this is the right direction. On ACS 3.x we had to push for cybercash despite the uncertainty. This will make OpenACS 4.0 more flexible.
This will also make other packages that needs credit card processing easier. Like for example making ecommerce-lite etc. Based from the my ACS 3.x stint with ecommerce I am sure that there will a lot of implementation that would not use the bagage of ecommerce.
Has anyone able to use other payment gateways in ACS 3.x?
