html quoting the user input on insert is probably the wrong way to
do it since generally you want to leave user input alone
and quote on output. I would much rather see it quoted in
message-chunk and forum-view and the other places it shows up.
This kind of quoting error is pervasive in openacs and
probably should be attacked systematically.
See this thread for much more detail about the general
problem:
https://openacs.org/forums/message-view?message_id=52555