I do not think that any comptent developer will be eating in a soup kitchen. And I personaly have stock that if I had more of it could be used for wallpaper, shit happens. If you want to accept a job where you get options instead of cash for all or part of your pay then you are taking a risk and sometimes you win and sometimes you loose, shit does happen.
Also why is the company responable for paying your bills(medical or otherwise)? You do not need full medical especialy if you are young and healthy. What they should get is a catastrophic policy, last time I checked they were around $100/month, and for the rest eat the occasional doctor bill.
I am sorry that it had to happen to them, it has happened to me and it sucks.
